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”Despite feeling it’s a waste of time Al sighs as he nods his agreement to call the bank to go to talk to them tomorrow with Jenny.The next afternoon Al meets Jenny at school and he takes her to the bank since she still catches the bus most days. They go in to see the manager about a loan big enough to buy Daisy Downs plus money for the farm operating costs of them both for three years. Placing a loan file on the table the manager, Mary Quinn, says, “Al, I know you can cover the repayments on the loan from your revenue but you can’t provide enough collateral for such a large loan. Not on top of your current loan. Now, unless you’ve got something new to throw in we can’t help you.”Jenny asks, “How about if Jim and I agree to guarantee the loan to Dad? Will that make a difference?”“Jenny, it’s nice for you to try and help your Dad, but he’s over half a million bucks short on the collateral. Unless you have that amount of collateral there’s nothing you can do. Head office wants more. "We all laughed, and then Billy and I sat down and looked over the menu. We placed our orders and settled back into some light conversation, when a guy walked up to the table. I had seen him before. He was a little weasel, who thought he was a lady's man."Hey Babe, don't ya think this boy's a little small? I say throw him back and come sit with a real man; maybe we can get to know each other a whole lot better." That boy as you call him is a whole lot more of a man than you'll ever be," I replied, already sliding my way out of the booth."Who, him?" and he pushed Billy's shoulder."You lay a hand on him again and I will break off your arm and beat you with it."At this point I was already on my feet, my fists clenched and ready to fight. He looked up at me; I had at least four inches and thirty pounds on him."Whoa, Darlin, I meant no harm." Yeah, right. Just get your ass back to your seat and let us enjoy our breakfast."When he left, Billy whispered, "Thanks, you were awesome. I'm used.
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