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He had an undiagnosed heart condition. There was a chance to save his life, a new genetic medical procedure that had worked about 30% of the time and costs a half million dollars. Danny was in ICU at a cost of $4000 a day being kept alive on machines. It cost more per day to keep Danny in the ICU than I was paid monthly as an insurance adjuster. The kicker is that my company's database said that Emmet Albertson carried only minimum workers insurance, a policy that cost him $1800 annually at group rates through his employer, Woodward Data Systems. There was nothing I could do. I could barely afford him a cup of coffee." The truth is that Emmet had full family coverage through the Steven Simpson Underwriters, Limited." Beverly said. "Emmet had been paying that insurance since before Danny was born. The price was $7200 annually. A minimum policy maxes out at $50,000 per procedure and $150,000 in any one year, with a co-pay of the first $500. Our policy had a maximum of $1,500,000 per. Just chill. I am Rohan. I am doing engineering and was going to college when I met you in the bus.”Me: “Cool. What is your age?”He : “I am 21. You?”Me : “38. Does it matter?”He: “No, not really until you have tits and a hole to swim into. And I guess you have both.”I smiled.Me: “Where are we going?”He: “You said na my place. We are going to the bus stop to catch the next bus back.”Soon the bus arrived. It was almost empty. We boarded it and reached his place.He said: “I share the flat with three of my friends.”Me: “So how will we do then?”He: “Don’t worry. I will manage it.”The door was half open and he pushed it. It struck open and the three of them were sitting in the center of the big room playing cards. They were in their shorts. They were startled to see me with Rohan.One of them stood up and greeted me, “Namaste Aunty.”Other two also did the same.I was surprised. But I greeted them as well.It was a 3BHK flat. Rohan took me into his room and asked me if I wanted anything. I.
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