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“Why them? They’re a residential building and loan!”Tessa said, “Well, they were the only bank we had. We both had checking and savings accounts there, and we borrowed ten grand from our parents, five from each, and did everything else with credit cards when we started.”I buried my face in my hands. If I had been around, I would have helped them arrange a decent financing package, but I had been off in Fayetteville at the time. If they could survive with those interest rates, they were doing well. I rubbed my face for a second and then looked over at Andrea. “I think we can find them some better financing.” To my friends I said, “No wonder your bank doesn’t want you around. They’re a residential mortgage bank, not a commercial bank. Give me a few days and I can find you something better.”“Try Maryland National, they can handle this,” agreed Andrea. She turned back to Tusker and Tessa. “Listen, give me a few days. I don’t have anything off the top of my head, but I can find something. Kathy told us you have a teaching degree. Is that correct?”“You can call me Kari. Yes, I do have a BS of Education in Elementary Education. Where I use to live, I did some teaching, but with my husband getting a better job, I don’t need to teach anymore. I have been thinking about applying for a substitute position, mainly just to have something to do. My children are old enough that I don’t have to be home all the time.”Just then, a nude lady walked into the office. “Kari, this is Vickie Nelson. Vickey, this is Kari Krill,” said Mr. Perrine. “This is the candidate I talked to you about, Vickey.” The two ladies shook hands. “It probably is very oblivious to you that Vickey is involved with The Program here. She is the NIS coordinator for the middle and high schools.”Kari laughed and said, “Well, that doesn’t surprise me too much.”Mr. Perrine said, “We had talked to Kathy and from what she told us, you and your family have adapted very favorably to the ideals of The Program. You.
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